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Financial Coaching with Victoria Goldsberry

Track it -
Find it -
Keep it -
Discover where your money goes

Financial Coaching
with Victoria Goldsberry

You seem to be earning a solid income, yet it still falls short

Tired of living paycheck to paycheck, even though you have a stable and decent income?

You spend only on what feels necessary, and yet there’s nothing left.

You’re not buying luxury cars.
You’re not dining out every day.
You’re not blowing thousands on shopping sprees.

But by the end of the month—your wallet is empty. And you have no idea where the money went.

Or maybe it looks like this?

You’re tracking your income and expenses in Excel, but somehow the numbers don’t match reality. It’s painful to look at your bank statements, where the balances are lower than you expected.

Or perhaps your situation is different?

Every month you plan to save—but something always gets in the way.
You want to set money aside for a house, a vacation, or an emergency fund, but you just don’t know how to keep it from slipping away.

My name is Victoria Goldsberry,
and I help people find their “lost” money

The problem isn’t how much you earn.
The problem is how you spend.

95% of middle-class Americans have “money leaks” of $300–800 or more every month.

“Money leaks” are those little expenses that quietly eat away at your budget. For example:

Subscriptions you’ve forgotten about
Impulsive buying — “It’s only $20”
Overpaying for insurance, utilities, or phone plans
“Convenience” purchases instead of planning ahead
Emotional spending when you’re stressed
No clear system for tracking expenses…
And the list goes on...

Just imagine: you’ve found $500 of “lost” money each month.

In a year, that’s $6,000 in savings

In five years—that’s $30,000

Wow!

I’m not just a financial planner.
I’m a financial detective!

My specialty is finding where your money is “leaking.”

WHAT I DON’T DO:

I don’t sell insurance or investment products
I don’t set up your bank accounts
I don’t do tax planning or investment advising
I don’t set up autopayments or transfers

WHAT I DO IS:

Analyze your spending patterns and uncover hidden expenses
Help you build a realistic budget that actually works
Teach you how to choose the right budgeting tools for your lifestyle
Shift the money habits that sabotage your finances
Create a personalized system to control your spending
Work with you based on your specific needs

THE RESULT:

You’ll uncover an extra $200–800 every month in “lost” money you didn’t even realize was gone

Client Testimonials

My clients find money they didn’t know they had

“… Victoria was my ﬁnancial coach while I was completing the last year of my third degree and struggling with personal ﬁnances. During the ﬁrst meeting we went immediately to discussing my ﬁnancial goals and setting up strategies to achieve them. I ﬁnd Victoria to be professional, approachable, non judgemental and incredibly knowledgeable. Her dedication to providing excellent detail orientation as well as professionalism allowed for great performance. I would highly recommend Victoria to anyone who is needing a ﬁnancial advisor. If you are looking for supportive coach Victoria is a great one to reach out tp! ”

— Dr R. Nor ND NP

Doctor, Canada

“… I was spending money without even realizing where it went. Turns out, I had 8 active subscriptions I wasn’t using. On top of that, I was overpaying $40/month for my phone plan and dropping $200/month on ‘quick’ grocery store trips. Now, the $650 I save each month goes straight into my savings. And the best part—I haven’t lost any quality of life.”

— Anna

32, Nurse, Virginia

“I thought I was budgeting correctly. But Victoria showed me that my ‘categories’ were misleading. I believed I was spending $800 on groceries, but in reality it was $1,200—because I was lumping household items into the same category. A simple category split helped me save $300/month.”

— Michael

38, IT Specialist, Ohio

“The most valuable thing was that Victoria taught me how to see the difference between ‘needs’ and ‘wants.’ I didn’t actually start spending less—I started spending more mindfully. Now I save $400/month, and I don’t feel restricted at all.”

— Sarah

35 Teacher, Florida

…and there are many more stories like these.

Let's discuss how I can help you get your finances in order in a short session.

How do I work:
I use a 4-step “Money Detective” system

Goal: Identify all your “money leaks.”

Our steps:

Full analysis of the last 3 months of your spending
Detect hidden and forgotten expenses
Categorize all expenses by importance
Identify your spending triggers
Calculate your real cost of living vs. perceived cost

Result: A clear and accurate picture of where your money is going.

Duration: 1 week.

Goal: Build a budget that actually works for you.

Our steps:

Design a personalized budgeting system tailored to your lifestyle
Select the right tools (apps, spreadsheets, envelope method)
Create realistic categories and limits
Plan for irregular expenses (car maintenance, gifts, etc.)
Set up a tracking system you’ll actually use

Result: A working budget that won’t fall apart after a week.

Duration: 2 weeks.

Goal: Change the money habits that sabotage your goals.

Our steps:

Identify emotional spending patterns
Create a “pause before purchase” system
Build impulse-control strategies
Develop practical approaches for grocery shopping, online shopping, entertainment
Establish new, healthy money habits

Result: Automatic behaviors that support smart money management.

Duration: 2 weeks.

Goal: Set up your system for long-term success.

Our steps:

Fine-tune your budget using real data
Create emergency protocols for unexpected expenses
Plan for seasonal variations in spending
Set up accountability systems
Build a long-term maintenance plan

Result: A self-sustaining money management system.

Duration: 2 weeks.

What makes my approach unique?

My programs

🆓 MONEY LEAK DETECTION — Free (45 min)

Find the 3 biggest “money leaks” in your budget.

What you’ll get:

Identification of your first financial gaps (based on the materials you provide)
Analysis of your major spending categories
Discover the hidden sources of your “lost” money — potentially saving $200/month or more.
Personalized recommendations you can apply right away
A 2-week action plan with a clear next step

💡 BUDGET BREAKTHROUGH SESSION — $197

Save at least $1,800 per year. That’s $1,603 added to your budget.

Format: 120 minutes of intensive work.

What’s included:

Deep-dive analysis of all your expenses
Creation of a personalized budget template
Selection of the best budgeting tools for your situation
Immediate action plan to save $200+/month
30 days of email support for questions

Result:
— A working budget and a 3-month savings plan.
— You’ll find at least $150/month in savings immediately after applying my recommendations.

📊 MONEY MANAGEMENT MAKEOVER — $347

Average savings: $3,000+ per year. That’s $2,653 added to your budget.

Format: 8 weeks, 4 sessions. Support via messenger or email.

What’s included:

4 personalized sessions:

Session 1: Complete spending analysis and money leak detection
Session 2: Custom budget creation & tool selection
Session 3: Habit transformation & impulse-control strategies
Session 4: System optimization & long-term planning

2. Custom budget templates and tracking sheets
3. Personalized spending guidelines
4. Email support between sessions
5. 30-day follow-up to reinforce results

Average client result:
— A working budget and a 6-month savings plan.
— $250/month in new savings.
— A complete transformation of your money habits.

🚀 FINANCIAL HABITS TRANSFORMATION — $497

Average savings: $3,600+ per year. That’s $3,103 added to your budget.

Format: 2 months of intensive coaching.

For: Those ready to shift their lifestyle and money mindset.

What’s included:

6 sessions
Comprehensive analysis of all aspects of your finances
Personalized habit-change program
Weekly homework assignments & accountability
Access to my proprietary budgeting templates
Unlimited email support during the program
60-day post-program follow-up

Special modules:

Emotional spending recovery
Couples’ money communication (if needed)
Seasonal spending planning
Emergency fund strategy
Long-term financial goal setting

Result:
— A working budget and a 6-month savings plan
— Increase your monthly savings by at least $300.
— A complete transformation of your money habits and lifestyle.

🏆 VIP MONEY MASTERY — $597

Average savings: $4,800+ per year. That’s $4,203 added to your budget.

Format: Full personalized support for 3 months.

For: Those who want maximum results in 3 months.

What’s included:

8 personalized sessions
Complete financial life audit
Custom systems for all aspects of money management
Priority support 6 days/week
Monthly progress reviews & adjustments
Access to exclusive resources and templates
Quarterly check-ins for 1 year after the program

Exclusive VIP benefits:

Personal shopping audit
Home organization session for financial documents
Family money meeting facilitation (if needed)
Referrals to trusted professionals (accountants, attorneys, investment advisor)
Additional month of support + exclusive resources, templates & feedback

VIP client results:
— Average monthly savings: $400+.
— 100% of clients reach their goals (when following recommendations)

💼 PERSONAL CONSULTATIONS - $97/hour

Special Offers

Why act now?

Frequently Asked Questions

I’ve already tried budgeting, but nothing worked. How will you help me?

Most budgets don’t work because they are generic. I create a personalized system tailored to your specific lifestyle, income pattern, and spending habits.

I have irregular income. Can you help me?

Yes! I specialize in creating flexible budgets for people with variable income — freelancers, salespeople, seasonal workers.

I feel ashamed to show my expenses. They are very chaotic.

Believe me, I’ve seen it all. My job is not to judge, but to help and support. The more honest you are, the better the results will be.

What if I don’t find as much money as you promise?

We will definitely find ways to save and grow your money. Whether you achieve those savings depends entirely on you. It’s your responsibility — because it’s your money you are spending, not me.

Do I need to change my banks or apps?

Not necessarily. I work with what you already have. If something needs to be changed, I will explain what and why — and the decision will be yours.

Imagine your life in 3 months

You know exactly where every dollar goes
You have $200+ extra each month for savings or goalstly where every dollar goes
You’re no longer afraid to look at bank statements
You can plan a vacation or a major purchase without stress
You feel in control of your money
You feel in coYour emergency fund grows automaticallyntrol of your money
You sleep peacefully knowing your finances are under control
You’re creating new plans for your future
You allow yourself things you couldn’t before

You know exactly where every dollar goes
You have $200+ extra each month for savings or goalstly where every dollar goes
You’re no longer afraid to look at bank statements
You can plan a vacation or a major purchase without stress
You feel in control of your money
You feel in coYour emergency fund grows automaticallyntrol of your money
You sleep peacefully knowing your finances are under control
You’re creating new plans for your future
You allow yourself things you couldn’t before

Or… you can continue living as you are now — wondering where your money disappears each month.

The choice is yours.

Come for a Free Diagnostic

In 45 minutes we will find the 3 main “money leaks” in your budget.

What you’ll get:

I will point out your first discovered financial gaps. For this, we’ll use the materials you provide.
Analysis of your major spending categories
Identification of your “lost” money, minimum $200/month
Personalized recommendations you can apply right away
Action plan for the first 2 weeks with a clear understanding of what to do next

No sales pitches. Only value.

Stop guessing where your money goes!

It’s time to find out and take control of your finances.

Your financial clarity and security starts with this consultation.

Track it -
Find it -
Keep it -
Discover where your money goes